Lending Solutions

Credit Insurance

Insurance products designed to provide customer benefits in the event of death or disability.

Debt Cancellation

Agreements by lenders to cancel, suspend or waive loan payments if predefined events affect a borrower’s ability to repay the debt.

Life Insurance

Get up to $500,000 of term life insurance coverage in as little as 20 minutes with no exam or higher coverage amounts which requires an exam.

Bank Owned Life Insurance

Bank Owned Life Insurance (BOLI) is a stable, low risk, tax advantaged earning asset utilized by more than 50% of all banks. BOLI provides significant financial advantages to a bank’s balance sheet by delivering superior credit quality (A+-AAA) and attractive yields through tax-free cash value accumulation and tax-free death proceeds.

Retail Checking Strategies

Provide the best in market checking program by including products and services your account holders need and want. Enhance benefits, retain and attract to clients and generate fee income.

Secondary Mortgage Market

We’ve partnered with a group that will work with you and your borrowers to provide a great solution to their long term financing needs. Offer conventional and government mortgage loans.

VSI/Blanket Mortgage Hazard and Blanket Flood

Provides coverage for lenders whose auto and real estate loan clients fail to maintain standard automobile and homeowners physical damage coverage.

CPI/Insurance Tracking and Coverage Programs for Real Estate and Consumer Loans

Reduce risk and cost through collection and management of insurance data coupled with pro-active notifications to borrowers and agents when insurance exposures are identified.

Flood Determination/VSM

Bundles services platform that allows you to order all the reports and documents you need to process and close a home equity or line of credit loan.

Escrow Solutions

Comprehensive compliance for mandatory mortgage escrow regulation

GAP

Designed to pay the difference between the actual cash value of the customer’s vehicle and their remaining loan balance in the event that the vehicle is stolen and not recovered or deemed a total loss due to an accident.

Warranties and Service Contracts

Designed to cover the majority of your vehicles components

Specialty Solutions

Cyber Security, D&O, Bond, Employment Liability, Etc.